{"id":21929,"date":"2022-12-20T15:13:44","date_gmt":"2022-12-20T08:13:44","guid":{"rendered":"https:\/\/www.cimigo.com\/?post_type=product&p=21929"},"modified":"2024-07-30T10:34:32","modified_gmt":"2024-07-30T03:34:32","slug":"ngan-hang-ban-le-viet-nam-2022","status":"publish","type":"product","link":"https:\/\/www.cimigo.com\/vi\/research-reports\/ngan-hang-ban-le-viet-nam-2022\/","title":{"rendered":"B\u00e1o c\u00e1o ng\u00e2n h\u00e0ng b\u00e1n l\u1ebb Vi\u1ec7t Nam 2022"},"content":{"rendered":"

B\u00e1o c\u00e1o ng\u00e2n h\u00e0ng b\u00e1n l\u1ebb Vi\u1ec7t Nam 2022 kh\u00e1m ph\u00e1 quan \u0111i\u1ec3m v\u00e0 tr\u1ea3i nghi\u1ec7m kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n v\u1edbi m\u1ea3ng b\u00e1n l\u1ebb c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng.<\/p>\n

Nh\u1eefng n\u0103m g\u1ea7n \u0111\u00e2y Vi\u1ec7t Nam \u0111\u00e3 ch\u1ee9ng ki\u1ebfn s\u1ef1 b\u00f9ng n\u1ed5 c\u1ee7a th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed, qua \u0111\u00f3 th\u00fac \u0111\u1ea9y h\u00e0nh vi thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t. Thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t \u0111ang ph\u00e1t tri\u1ec3n v\u1edbi t\u1ed1c \u0111\u1ed9 nhanh ch\u00f3ng qua c\u00e1c k\u00eanh online nh\u01b0 v\u00ed \u0111i\u1ec7n t\u1eed, ng\u00e2n h\u00e0ng tr\u1ef1c tuy\u1ebfn v\u00e0 m\u00e3 QR.<\/p>\n

Theo th\u1ed1ng k\u00ea t\u1eeb Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc, n\u1eeda \u0111\u1ea7u n\u0103m 2022 so v\u1edbi c\u00f9ng k\u1ef3 n\u0103m 2021, giao d\u1ecbch thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t t\u0103ng 77% v\u1ec1 s\u1ed1 l\u01b0\u1ee3ng v\u00e0 30% v\u1ec1 gi\u00e1 tr\u1ecb, qua Internet t\u0103ng t\u01b0\u01a1ng \u1ee9ng 63,2% v\u00e0 32,3%; qua \u0111i\u1ec7n tho\u1ea1i di \u0111\u1ed9ng t\u0103ng t\u01b0\u01a1ng \u1ee9ng 98,3 v\u00e0 84,3%; qua QR code t\u0103ng 86% v\u00e0 127%.<\/p>\n

Trong n\u0103m 2021, kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n chi\u1ebfm 40-50% c\u00e1c ho\u1ea1t \u0111\u1ed9ng cho vay c\u1ee7a ng\u00e2n h\u00e0ng. M\u1ea3ng b\u00e1n l\u1ebb n\u00e0y ph\u1ee5 thu\u1ed9c r\u1ea5t l\u1edbn v\u00e0o ni\u1ec1m tin c\u1ee7a kh\u00e1ch h\u00e0ng v\u1edbi ng\u00e2n h\u00e0ng. Do \u0111\u00f3, h\u00ecnh \u1ea3nh th\u01b0\u01a1ng hi\u1ec7u, tr\u1ea3i nghi\u1ec7m kh\u00e1ch h\u00e0ng v\u00e0 h\u00e0nh tr\u00ecnh kh\u00e1ch h\u00e0ng \u0111\u00f3ng vai tr\u00f2 quan tr\u1ecdng trong v\u1ecb th\u1ebf c\u1ea1nh tranh c\u1ee7a b\u1ea5t k\u1ef3 ng\u00e2n h\u00e0ng b\u00e1n l\u1ebb n\u00e0o. B\u00e1o c\u00e1o ng\u00e2n h\u00e0ng b\u00e1n l\u1ebb 2022 Vi\u1ec7t Nam c\u1ee7a Cimigo<\/a> cung c\u1ea5p nh\u1eefng th\u00f4ng tin kh\u00e1i qu\u00e1t v\u1ec1 v\u1ecb th\u1ebf c\u1ea1nh tranh c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng b\u00e1n l\u1ebb nh\u1eb1m m\u1ee5c \u0111\u00edch gi\u00fap c\u00e1c nh\u00e0 qu\u1ea3n l\u00fd \u0111\u01b0a ra \u0111\u01b0\u1ee3c nh\u1eefng \u0111\u1ecbnh h\u01b0\u1edbng ph\u00f9 h\u1ee3p trong ho\u1ea1t \u0111\u1ed9ng truy\u1ec1n th\u00f4ng v\u00e0 v\u1eadn h\u00e0nh.<\/p>\n

D\u1eef li\u1ec7u trong b\u00e1o c\u00e1o \u0111\u01b0\u1ee3c t\u1ed5ng h\u1ee3p t\u1eeb kh\u1ea3o s\u00e1t c\u1ee7a Cimigo v\u1edbi 2.055 b\u00e0i kh\u1ea3o s\u00e1t tr\u00ean to\u00e0n qu\u1ed1c v\u1edbi \u0111\u1ed1i t\u01b0\u1ee3ng \u0111\u1ed9 tu\u1ed5i t\u1eeb 18 \u2013 55 v\u00e0 c\u00f3 t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng, sinh s\u1ed1ng t\u1ea1i c\u00e1c th\u00e0nh ph\u1ed1 ch\u00ednh (tr\u1ef1c thu\u1ed9c trung \u01b0\u01a1ng nh\u01b0 H\u00e0 N\u1ed9i, TP.HCM, \u0110\u00e0 N\u1eb5ng, H\u1ea3i Ph\u00f2ng v\u00e0 C\u1ea7n Th\u01a1) v\u00e0 c\u00e1c th\u00e0nh ph\u1ed1, t\u1ec9nh th\u00e0nh kh\u00e1c<\/p>\n

T\u00f3m t\u1eaft b\u00e1o c\u00e1o t\u1ea1i Vi\u1ec7t Nam 2022<\/h2>\n

M\u1ea3ng b\u00e1n l\u1ebb \u0111ang do c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u1ed5 ph\u1ea7n nh\u00e0 n\u01b0\u1edbc d\u1eabn \u0111\u1ea7u, ch\u1ee7 y\u1ebfu b\u1edfi kh\u1ea3 n\u0103ng ti\u1ebfp c\u1eadn r\u1ed9ng qua c\u00e1c k\u00eanh truy\u1ec1n th\u1ed1ng (ATM, ph\u00f2ng giao d\u1ecbch, chi nh\u00e1nh), \u0111\u1eb7c bi\u1ec7t l\u00e0 b\u00ean ngo\u00e0i c\u00e1c th\u00e0nh ph\u1ed1 tr\u1ecdng \u0111i\u1ec3m nh\u01b0 H\u00e0 N\u1ed9i, TP.HCM, \u0110\u00e0 N\u1eb5ng, H\u1ea3i Ph\u00f2ng v\u00e0 C\u1ea7n Th\u01a1. D\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng b\u00e1n l\u1ebb t\u1ea1i Vi\u1ec7t Nam c\u00f3 ti\u1ec1m n\u0103ng t\u0103ng tr\u01b0\u1edfng l\u1edbn v\u00e0 \u0111ang tr\u1ea3i qua s\u1ef1 c\u1ea1nh tranh gay g\u1eaft v\u1edbi c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh phi ng\u00e2n h\u00e0ng kh\u00e1c.<\/p>\n

C\u00e1c ng\u00e2n h\u00e0ng d\u1eabn \u0111\u1ea7u t\u1ea1i Vi\u1ec7t Nam \u0111ang mang l\u1ea1i tr\u1ea3i nghi\u1ec7m t\u1ed1t cho kh\u00e1ch h\u00e0ng m\u1eb7c d\u00f9 hi\u1ec7u qu\u1ea3 t\u1eeb c\u00e1c ho\u1ea1t \u0111\u1ed9ng x\u00e2y d\u1ef1ng th\u01b0\u01a1ng hi\u1ec7u c\u00f2n ch\u01b0a th\u1ef1c s\u1ef1 n\u1ed5i b\u1eadt. Trong s\u1ed1 \u0111\u00f3, Techcombank n\u1ed5i b\u1eadt c\u1ea3 v\u1ec1 x\u00e2y d\u1ef1ng th\u01b0\u01a1ng hi\u1ec7u v\u00e0 tr\u1ea3i nghi\u1ec7m kh\u00e1ch h\u00e0ng.<\/p>\n

S\u1ef1 gia t\u0103ng c\u1ee7a thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t, c\u00e1c k\u00eanh th\u01b0\u01a1ng m\u1ea1i hi\u1ec7n \u0111\u1ea1i v\u00e0 th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed \u1edf Vi\u1ec7t Nam \u0111\u1ed3ng ngh\u0129a v\u1edbi vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i k\u1ef9 thu\u1eadt s\u1ed1 s\u1ebd ti\u1ebfp t\u1ee5c t\u00e1c \u0111\u1ed9ng m\u1ea1nh m\u1ebd l\u00ean m\u1ea3ng b\u00e1n l\u1ebb c\u1ee7a ng\u00e2n h\u00e0ng t\u1ea1i Vi\u1ec7t Nam. C\u1ea3i thi\u1ec7n tr\u1ea3i nghi\u1ec7m k\u1ef9 thu\u1eadt s\u1ed1 c\u1ee7a kh\u00e1ch h\u00e0ng Vi\u1ec7t Nam v\u00e0 h\u1ec7 sinh th\u00e1i c\u00e1c s\u1ea3n ph\u1ea9m v\u00e0 d\u1ecbch v\u1ee5 k\u1ef9 thu\u1eadt s\u1ed1 l\u00e0 ch\u00eca kh\u00f3a th\u00e0nh c\u00f4ng trong t\u01b0\u01a1ng lai.<\/p>\n

B\u00e1o c\u00e1o ng\u00e2n h\u00e0ng b\u00e1n l\u1ebb t\u1ea1i Vi\u1ec7t Nam 2022 bao g\u1ed3m c\u00e1c ch\u1ee7 \u0111\u1ec1 n\u00e0y;<\/h2>\n
    \n
  1. B\u1ed1i c\u1ea3nh ng\u00e2n h\u00e0ng b\u00e1n l\u1ebb Vi\u1ec7t Nam.<\/li>\n
  2. M\u1ee9c \u0111\u1ed9 th\u00e2m nh\u1eadp v\u00e0 c\u01a1 h\u1ed9i c\u1ee7a c\u00e1c s\u1ea3n ph\u1ea9m<\/li>\n
  3. Tr\u1ea3i nghi\u1ec7m kh\u00e1ch h\u00e0ng.<\/li>\n
  4. \u0110\u00e0 ph\u00e1t tri\u1ec3n c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng b\u00e1n l\u1ebb.<\/li>\n
  5. T\u00e0i s\u1ea3n th\u01b0\u01a1ng hi\u1ec7u c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng.<\/li>\n
  6. C\u00e1ch m\u1ea1ng ng\u00e2n h\u00e0ng s\u1ed1.<\/li>\n<\/ol>\n

    K\u1ebft th\u00fac.<\/p>\n","protected":false},"excerpt":{"rendered":"

    B\u00e1o c\u00e1o ng\u00e2n h\u00e0ng b\u00e1n l\u1ebb Vi\u1ec7t Nam 2022 kh\u00e1m ph\u00e1 quan \u0111i\u1ec3m v\u00e0 tr\u1ea3i nghi\u1ec7m kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n v\u1edbi m\u1ea3ng b\u00e1n l\u1ebb c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng. Nh\u1eefng n\u0103m g\u1ea7n \u0111\u00e2y Vi\u1ec7t Nam \u0111\u00e3 ch\u1ee9ng ki\u1ebfn s\u1ef1 b\u00f9ng n\u1ed5 c\u1ee7a th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed, qua \u0111\u00f3 th\u00fac \u0111\u1ea9y h\u00e0nh vi thanh to\u00e1n kh\u00f4ng d\u00f9ng […]<\/p>\n","protected":false},"author":1,"featured_media":21930,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false},"product_brand":[],"product_cat":[984,136],"product_tag":[1443,1444,1335,1442],"country-report":[30],"class_list":{"0":"post-21929","1":"product","2":"type-product","3":"status-publish","4":"has-post-thumbnail","6":"product_cat-bao-cao-nghien-cuu-thi-truong-viet-nam","7":"product_cat-vietnam-market-research-reports","8":"product_tag-nghien-cuu-thi-truong-dich-vu-tai-chinh-viet-nam","9":"product_tag-nghien-cuu-thi-truong-ngan-hang-ban-le-viet-nam","10":"product_tag-nghien-cuu-thi-truong-viet-nam","11":"product_tag-xu-huong-tiep-thi-tieu-dung-viet-nam","12":"country-report-vietnam-market-research","14":"first","15":"instock","16":"downloadable","17":"taxable","18":"shipping-taxable","19":"product-type-simple"},"acf":[],"yoast_head":"\nB\u00e1o c\u00e1o ng\u00e2n h\u00e0ng b\u00e1n l\u1ebb Vi\u1ec7t Nam 2022 - 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