{"id":14939,"date":"2021-01-26T13:50:31","date_gmt":"2021-01-26T06:50:31","guid":{"rendered":"https:\/\/www.cimigo.com\/?p=14939"},"modified":"2023-12-12T13:59:44","modified_gmt":"2023-12-12T06:59:44","slug":"thanh-toan-dien-tu-va-vi-di-dong-tai-viet-nam","status":"publish","type":"post","link":"https:\/\/www.cimigo.com\/vi\/trends\/thanh-toan-dien-tu-va-vi-di-dong-tai-viet-nam\/","title":{"rendered":"Thanh to\u00e1n \u0111i\u1ec7n t\u1eed v\u00e0 v\u00ed di \u0111\u1ed9ng t\u1ea1i Vi\u1ec7t Nam"},"content":{"rendered":"<p><a href=\"http:\/\/www.cimigo.com\/\" target=\"_blank\" rel=\"noopener noreferrer\">Cimigo<\/a> \u0111\u00e3 t\u00ecm hi\u1ec3u h\u00e0nh vi c\u1ee7a ng\u01b0\u1eddi ti\u00eau d\u00f9ng Vi\u1ec7t Nam \u0111\u1ed1i v\u1edbi thanh to\u00e1n \u0111i\u1ec7n t\u1eed v\u00e0 v\u00ed di \u0111\u1ed9ng c\u0169ng nh\u01b0 t\u01b0\u01a1ng lai c\u1ee7a thanh to\u00e1n t\u1ea1i Vi\u1ec7t Nam. Th\u1ecb tr\u01b0\u1eddng thanh to\u00e1n \u0111i\u1ec7n t\u1eed v\u00e0 v\u00ed di \u0111\u1ed9ng m\u1edbi ra \u0111\u1eddi \u0111\u00e3 thu h\u00fat r\u1ea5t nhi\u1ec1u \u0111\u1ed1i th\u1ee7 c\u1ea1nh tranh v\u00e0 vi\u1ec7c t\u00e0i tr\u1ee3 v\u1ed1n c\u1ed5 ph\u1ea7n t\u01b0 nh\u00e2n \u0111\u00e3 h\u1ed7 tr\u1ee3 r\u1ea5t nhi\u1ec1u cho c\u00e1c c\u00f4ng ty kh\u1edfi nghi\u1ec7p. C\u00e1c ng\u00e2n h\u00e0ng \u0111ua nhau tung ra c\u00e1c \u1ee9ng d\u1ee5ng di \u0111\u1ed9ng \u0111\u1ec3 ch\u1ed1ng l\u1ea1i s\u1ef1 c\u1ea1nh tranh ng\u00e0y c\u00e0ng t\u0103ng t\u1eeb fintech. M\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng \u0111\u00e3 ch\u1ecdn \u0111\u1ea7u t\u01b0 v\u00e0o c\u00e1c c\u00f4ng ty v\u00ed \u0111i\u1ec7n tho\u1ea1i di \u0111\u1ed9ng (v\u00ed d\u1ee5: Standard Chartered l\u00e0 nh\u00e0 \u0111\u1ea7u t\u01b0 ban \u0111\u1ea7u v\u00e0o Momo).<\/p>\n<p>Th\u1eddi gian \u0111\u1ecdc: 15 ph\u00fat.<\/p>\n<h2><strong>T\u00ecm hi\u1ec3u s\u1ef1 gia t\u0103ng c\u1ee7a thanh to\u00e1n \u0111i\u1ec7n t\u1eed v\u00e0 v\u00ed di \u0111\u1ed9ng t\u1ea1i Vi\u1ec7t Nam<\/strong><\/h2>\n<p>V\u00e0o qu\u00fd 1 n\u0103m 2019, <a href=\"https:\/\/www.cimigo.com\/vi\/blog\/tin-tuc\/\" target=\"_blank\" rel=\"noopener noreferrer\">Cimigo<\/a> \u0111\u00e3 ph\u1ecfng v\u1ea5n 725 ng\u01b0\u1eddi ti\u00eau d\u00f9ng t\u1eeb 18 \u0111\u1ebfn 55 tu\u1ed5i \u1edf TP.HCM v\u00e0 H\u00e0 N\u1ed9i thu\u1ed9c t\u1ea7ng l\u1edbp kinh t\u1ebf ABC (thu nh\u1eadp h\u1ed9 gia \u0111\u00ecnh h\u00e0ng th\u00e1ng tr\u00ean 9.000.000 VND) \u0111\u1ec3 t\u00ecm hi\u1ec3u s\u1ef1 gia t\u0103ng c\u1ee7a thanh to\u00e1n \u0111i\u1ec7n t\u1eed v\u00e0 v\u00ed di \u0111\u1ed9ng.<\/p>\n<p style=\"text-align: center;\"><a class=\"wp-block-button__link has-background\" style=\"background-color: #a6cc17;\" href=\"https:\/\/www.cimigo.com\/en\/research-reports\/vietnam-e-payments-e-wallet-and-the-future-of-payments\/\" target=\"_blank\" rel=\"noopener noreferrer\">T\u1ea3i b\u00e1o c\u00e1o t\u1ea1i \u0111\u00e2y<\/a><\/p>\n<p>Doanh thu \u0111\u01b0\u1ee3c t\u1ea1o ra th\u00f4ng qua ti\u1ec1n hoa h\u1ed3ng thu \u0111\u01b0\u1ee3c t\u1eeb ng\u01b0\u1eddi b\u00e1n v\u00e0 t\u00ednh ph\u00ed d\u1ecbch v\u1ee5 c\u1ee7a ng\u01b0\u1eddi d\u00f9ng khi h\u1ecd th\u1ef1c hi\u1ec7n c\u00e1c giao d\u1ecbch v\u00e0 thanh to\u00e1n tr\u1ef1c tuy\u1ebfn th\u00f4ng qua v\u00ed di \u0111\u1ed9ng ho\u1eb7c n\u1ec1n t\u1ea3ng c\u1ed5ng thanh to\u00e1n. H\u1ea7u h\u1ebft c\u00e1c \u0111\u01a1n v\u1ecb ch\u00ednh \u0111\u1ec1u c\u00f3 quy\u1ec1n truy c\u1eadp v\u00e0o c\u01a1 s\u1edf kh\u00e1ch h\u00e0ng r\u1ed9ng l\u1edbn th\u00f4ng qua:<\/p>\n<ul>\n<li>S\u1ef1 hi\u1ec7n di\u1ec7n tr\u1ef1c tuy\u1ebfn \u0111\u01b0\u1ee3c thi\u1ebft l\u1eadp tr\u01b0\u1edbc th\u00f4ng qua c\u00e1c d\u1ecbch v\u1ee5 v\u00e0 n\u1ec1n t\u1ea3ng \u0111\u01b0\u1ee3c ph\u00e1t tri\u1ec3n kh\u00e1c, v\u00ed d\u1ee5: VTpay th\u00f4ng qua nh\u00e0 khai th\u00e1c m\u1ea1ng di \u0111\u1ed9ng VietTel, Samsung Pay th\u00f4ng qua c\u00e0i \u0111\u1eb7t s\u1eb5n tr\u00ean \u0111i\u1ec7n tho\u1ea1i th\u00f4ng minh ho\u1eb7c Zalo Pay th\u00f4ng qua \u1ee9ng d\u1ee5ng nh\u1eafn tin nhanh v\u00e0 c\u00e1c thu\u1ed9c t\u00ednh kh\u00e1c trong h\u1ec7 sinh th\u00e1i c\u1ee7a Vinagame (m\u1eb7c d\u00f9 ch\u00fang v\u1eabn ch\u01b0a \u0111\u01b0\u1ee3c t\u00edch h\u1ee3p ho\u00e0n to\u00e0n).<\/li>\n<li>Quan h\u1ec7 \u0111\u1ed1i t\u00e1c v\u1edbi c\u00e1c t\u1eadp \u0111o\u00e0n l\u1edbn kh\u00e1c, v.d. Grab Pay qua Moca.<\/li>\n<\/ul>\n<p>Theo Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam, c\u00f3 30 d\u1ecbch v\u1ee5 trung gian thanh to\u00e1n phi ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c c\u1ea5p ph\u00e9p, trong \u0111\u00f3 c\u00f3 kho\u1ea3ng 20 d\u1ecbch v\u1ee5 cung c\u1ea5p v\u00ed di \u0111\u1ed9ng. H\u00e3y xem danh s\u00e1ch chi ti\u1ebft <a href=\"https:\/\/sbv.gov.vn\/webcenter\/portal\/en\/home\/sbv\/statistic\/settleactiv\/ulcipss?_afrLoop=802727198895664#%40%3F_afrLoop%3D802727198895664%26centerWidth%3D80%2525%26leftWidth%3D20%2525%26rightWidth%3D0%2525%26showFooter%3Dfalse%26showHeader%3Dfalse%26_adf.ctrl-state%3D72kx79jka_4\" target=\"_blank\" rel=\"noopener noreferrer\">t\u1ea1i \u0111\u00e2y.<\/a> H\u01a1n 40 ng\u00e2n h\u00e0ng c\u0169ng cung c\u1ea5p d\u1ecbch v\u1ee5 thanh to\u00e1n di \u0111\u1ed9ng. C\u00f3 4 m\u00f4 h\u00ecnh ch\u00ednh r\u1ea5t r\u00f5 r\u00e0ng:<\/p>\n<p><a href=\"https:\/\/www.cimigo.com\/wp-content\/uploads\/2020\/06\/Key-players-in-e-payments-Vietnam-19-4-19.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-10762 size-large\" src=\"https:\/\/www.cimigo.com\/wp-content\/uploads\/2020\/06\/Key-players-in-e-payments-Vietnam-19-4-19-1024x581.jpg\" alt=\"nh\u1eefng \u0111\u1ed1i th\u1ee7 tr\u00ean ng\u00e0nh v\u00ed \u0111i\u1ec7n t\u1eed \" width=\"1024\" height=\"581\" \/><\/a><\/p>\n<p>&nbsp;<\/p>\n<ol>\n<li>V\u00ed \u0111i\u1ec7n t\u1eed di \u0111\u1ed9ng: M\u1ed9t d\u1ecbch v\u1ee5 thanh to\u00e1n \u0111i\u1ec7n t\u1eed cho ph\u00e9p ng\u01b0\u1eddi d\u00f9ng th\u1ef1c hi\u1ec7n thanh to\u00e1n tr\u1ef1c tuy\u1ebfn th\u00f4ng qua t\u00e0i kho\u1ea3n v\u00ed di \u0111\u1ed9ng. Ng\u01b0\u1eddi d\u00f9ng kh\u00f4ng c\u1ea7n ph\u1ea3i c\u00f3 t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng tr\u01b0\u1edbc.<\/li>\n<li>M\u1ed9t n\u1ec1n t\u1ea3ng d\u1ecbch v\u1ee5 thanh to\u00e1n \u0111i\u1ec7n t\u1eed cung c\u1ea5p c\u1ed5ng th\u00f4ng tin \u0111i\u1ec7n t\u1eed cho ph\u00e9p x\u1eed l\u00fd thanh to\u00e1n tr\u1ef1c tuy\u1ebfn qua t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng. Ng\u01b0\u1eddi d\u00f9ng c\u1ea7n c\u00f3 t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng tr\u01b0\u1edbc.<\/li>\n<li>M\u1ed9t m\u00f4 h\u00ecnh kinh doanh h\u1ed7n h\u1ee3p trong \u0111\u00f3 c\u00f4ng ty s\u1ebd cung c\u1ea5p c\u1ea3 d\u1ecbch v\u1ee5 v\u00ed di \u0111\u1ed9ng v\u00e0 c\u1ed5ng thanh to\u00e1n.<\/li>\n<li>C\u00e1c ng\u00e2n h\u00e0ng \u0111\u00e3 tung ra c\u00e1c \u1ee9ng d\u1ee5ng di \u0111\u1ed9ng c\u1ee7a ri\u00eang h\u1ecd \u0111\u1ec3 thanh to\u00e1n.<\/li>\n<\/ol>\n<p><a href=\"https:\/\/www.cimigo.com\/wp-content\/uploads\/2020\/06\/Bank-mobile-applications-in-Vietnam-19-4-19.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-10763 size-large\" src=\"https:\/\/www.cimigo.com\/wp-content\/uploads\/2020\/06\/Bank-mobile-applications-in-Vietnam-19-4-19-1024x573.jpg\" alt=\"\u1ee9ng d\u1ee5ng di \u0111\u1ed9ng c\u1ee7a ng\u00e2n h\u00e0ng \" width=\"1024\" height=\"573\" \/><\/a><\/p>\n<h2><strong>C\u01a1 h\u1ed9i cho thanh to\u00e1n \u0111i\u1ec7n t\u1eed v\u00e0 v\u00ed di \u0111\u1ed9ng t\u1ea1i Vi\u1ec7t Nam<\/strong><\/h2>\n<p>C\u01a1 h\u1ed9i t\u01b0\u01a1ng lai cho thanh to\u00e1n \u0111i\u1ec7n t\u1eed t\u1ea1i Vi\u1ec7t Nam c\u00f3 4 \u0111\u1ed9ng c\u01a1:<\/p>\n<ul>\n<li>T\u1ef7 l\u1ec7 s\u1eed d\u1ee5ng Internet t\u1ea1i Vi\u1ec7t Nam \u0111\u1ea1t 67%. Kinh t\u1ebf Internet \u0111\u1ea1t 9 t\u1ef7 USD n\u0103m 2018, chi\u1ebfm 3,8% GDP. Xem th\u00eam <a href=\"https:\/\/www.cimigo.com\/en\/vietnam-consumer-trends-2019\/\" target=\"_blank\" rel=\"noopener noreferrer\">t\u1ea1i \u0111\u00e2y.<\/a><\/li>\n<li>T\u1ef7 l\u1ec7 s\u1eed d\u1ee5ng \u0111i\u1ec7n tho\u1ea1i th\u00f4ng minh c\u1ee7a ng\u01b0\u1eddi l\u1edbn t\u1eeb 15 tu\u1ed5i tr\u1edf l\u00ean tr\u00ean to\u00e0n qu\u1ed1c \u0111\u1ea1t 85%. Xem th\u00eam <a href=\"https:\/\/www.cimigo.com\/en\/vietnam-consumer-trends-2019\/\" target=\"_blank\" rel=\"noopener noreferrer\">t\u1ea1i \u0111\u00e2y.<\/a><\/li>\n<li>S\u1ef1 h\u1ed7 tr\u1ee3 t\u00edch c\u1ef1c t\u1eeb ch\u00ednh ph\u1ee7 t\u1ea1o \u0111i\u1ec1u ki\u1ec7n thu\u1eadn l\u1ee3i \u0111\u1ec3 th\u00fac \u0111\u1ea9y v\u00e0 ph\u00e1t tri\u1ec3n c\u00e1c d\u1ecbch v\u1ee5 thanh to\u00e1n \u0111i\u1ec7n t\u1eed t\u1eeb b\u00ean ph\u00eda cung t\u1ea1i Vi\u1ec7t Nam. Xem th\u00eam <a href=\"https:\/\/vietnamnews.vn\/economy\/569674\/promoting-cashless-payments-to-boost-internet-economy.html\" target=\"_blank\" rel=\"noopener noreferrer\">t\u1ea1i \u0111\u00e2y.<\/a><\/li>\n<li>Mua s\u1eafm tr\u1ef1c tuy\u1ebfn \u0111ang th\u1ef1c s\u1ef1 b\u00f9ng n\u1ed5, Cimigo nh\u1eadn th\u1ea5y 60% ng\u01b0\u1eddi ti\u00eau d\u00f9ng \u0111\u1ec1u mua s\u1eafm tr\u1ef1c tuy\u1ebfn \u1edf TP HCM v\u00e0 H\u00e0 N\u1ed9i trong Qu\u00fd 1 n\u0103m 2019. Xem th\u00eam <a href=\"https:\/\/www.cimigo.com\/en\/vietnam-consumer-trends-2019\/\" target=\"_blank\" rel=\"noopener noreferrer\">t\u1ea1i \u0111\u00e2y.<\/a><\/li>\n<\/ul>\n<h2><strong>R\u00e0o c\u1ea3n trong vi\u1ec7c ng\u01b0\u1eddi ti\u00eau d\u00f9ng mau ch\u00f3ng ch\u1ea5p nh\u1eadn thanh to\u00e1n \u0111i\u1ec7n t\u1eed <\/strong><\/h2>\n<p>V\u1edbi 80% doanh s\u1ed1 b\u00e1n h\u00e0ng t\u1ea1p h\u00f3a \u0111\u1ebfn t\u1eeb giao d\u1ecbch truy\u1ec1n th\u1ed1ng, vi\u1ec7c trang b\u1ecb c\u00e1c ph\u01b0\u01a1ng ti\u1ec7n thanh to\u00e1n \u0111i\u1ec7n t\u1eed cho c\u00e1c con bu\u00f4n l\u00e0 th\u00e1ch th\u1ee9c l\u1edbn nh\u1ea5t \u0111\u1ec3 th\u00fac \u0111\u1ea9y t\u0103ng tr\u01b0\u1edfng thanh to\u00e1n \u0111i\u1ec7n t\u1eed. H\u1ecd ch\u1ee7 y\u1ebfu l\u00e0 c\u00e1c doanh nghi\u1ec7p nh\u1ecf v\u00e0 si\u00eau nh\u1ecf th\u00edch giao d\u1ecbch b\u1eb1ng ti\u1ec1n m\u1eb7t v\u00e0 kh\u00f4ng s\u1eb5n s\u00e0ng tr\u1ea3 ph\u00ed giao d\u1ecbch, tr\u1ea3 ph\u00ed li\u00ean k\u1ebft d\u1eef li\u1ec7u di \u0111\u1ed9ng c\u0169ng nh\u01b0 \u0111\u1ea7u t\u01b0 v\u00e0o ph\u1ea7n m\u1ec1m \u0111i\u1ec3m b\u00e1n h\u00e0ng.<\/p>\n<p>Vi\u1ec7t Nam c\u00f3 h\u1ec7 th\u1ed1ng thu ti\u1ec1n khi giao h\u00e0ng (COD) \u0111\u01b0\u1ee3c h\u1ec7 th\u1ed1ng ch\u1eb7t ch\u1ebd, d\u00f9 \u0111\u00f3 c\u00f3 l\u00e0 mua s\u1eafm tr\u1ef1c tuy\u1ebfn \u0111i n\u1eefa, <a href=\"https:\/\/www.cimigo.com\/en\/research-reports\/cimigo-on-vietnam-online-shopping-report-2019\/\" target=\"_blank\" rel=\"noopener noreferrer\">Cimigo nh\u1eadn th\u1ea5y r\u1eb1ng kho\u1ea3ng 88% l\u00e0 thanh to\u00e1n b\u1eb1ng ti\u1ec1n m\u1eb7t khi nh\u1eadn h\u00e0ng (COD)<\/a> ho\u1eb7c thanh to\u00e1n ti\u1ec1n m\u1eb7t ngay t\u1ea1i c\u1eeda nh\u00e0. C\u1ea3 hai \u0111\u1ec1u mang l\u1ea1i hi\u1ec7u qu\u1ea3 cao v\u00e0 ti\u1ec7n l\u1ee3i cho ng\u01b0\u1eddi ti\u00eau d\u00f9ng. Nh\u01b0ng c\u00e1c r\u00e0o c\u1ea3n kh\u00e1c bao g\u1ed3m;<\/p>\n<ul>\n<li>M\u1ecdi ng\u01b0\u1eddi kh\u00f4ng ph\u1ea3i l\u00fac n\u00e0o c\u0169ng tin t\u01b0\u1edfng v\u00e0o quy\u1ec1n ri\u00eang t\u01b0 d\u1eef li\u1ec7u v\u00e0 giao d\u1ecbch c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh. Khi b\u1ea1n c\u00f3 th\u1ec3 t\u00ecm th\u1ea5y c\u01a1 s\u1edf d\u1eef li\u1ec7u kh\u00e1ch h\u00e0ng c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng tr\u00ean m\u1ea1ng, \u0111i\u1ec1u n\u00e0y kh\u00f4ng c\u00f3 g\u00ec ng\u1ea1c nhi\u00ean.<\/li>\n<li>B\u1ea3o m\u1eadt v\u00e0 tr\u00e1nh s\u1ef1 minh b\u1ea1ch v\u1edbi c\u00e1c c\u01a1 quan ch\u1ee9c n\u0103ng \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi ti\u00eau d\u00f9ng c\u0169ng nh\u01b0 ng\u01b0\u1eddi b\u00e1n.<\/li>\n<li>Ng\u01b0\u1eddi d\u00f9ng ti\u1ec1n m\u1eb7t r\u1ea5t kh\u00f3 chuy\u1ec3n \u0111\u1ed5i sang ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n k\u1ef9 thu\u1eadt s\u1ed1, v\u00ec \u0111\u00e2y l\u00e0 m\u1ed9t tr\u1ea3i nghi\u1ec7m m\u1edbi \u0111\u1ed1i v\u1edbi h\u1ecd.<\/li>\n<\/ul>\n<h2><strong>Thanh to\u00e1n \u0111i\u1ec7n t\u1eed v\u00e0 s\u1eed d\u1ee5ng v\u00ed di \u0111\u1ed9ng c\u1ee7a ng\u01b0\u1eddi ti\u00eau d\u00f9ng t\u1ea1i Vi\u1ec7t Nam<\/strong><\/h2>\n<p>Ti\u1ec1n m\u1eb7t l\u00e0 ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n duy nh\u1ea5t \u0111\u01b0\u1ee3c 5 trong s\u1ed1 10 ng\u01b0\u1eddi \u0111\u01b0\u1ee3c h\u1ecfi s\u1eed d\u1ee5ng. H\u00e3y nh\u1edb r\u1eb1ng \u0111\u1ed1i t\u01b0\u1ee3ng c\u1ee7a nghi\u00ean c\u1ee9u n\u00e0y l\u00e0 50% h\u1ed9 gia \u0111\u00ecnh gi\u00e0u nh\u1ea5t \u1edf th\u00e0nh ph\u1ed1 H\u1ed3 Ch\u00ed Minh v\u00e0 H\u00e0 N\u1ed9i. \u1ee8ng d\u1ee5ng di \u0111\u1ed9ng c\u1ee7a ng\u00e2n h\u00e0ng (30%) v\u00e0 v\u00ed di \u0111\u1ed9ng (29%) l\u00e0 nh\u1eefng ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n \u0111i\u1ec7n t\u1eed ph\u1ed5 bi\u1ebfn nh\u1ea5t, c\u1ea3 hai \u0111\u1ec1u cao h\u01a1n m\u1ee9c s\u1eed d\u1ee5ng th\u1ebb t\u00edn d\u1ee5ng (23%) trong ba th\u00e1ng qua.<\/p>\n<p>H\u00e3y nh\u1edb r\u1eb1ng \u0111\u00e2y kh\u00f4ng ph\u1ea3i l\u00e0 t\u1ef7 l\u1ec7 c\u1ee7a c\u00e1c giao d\u1ecbch (c\u0169ng kh\u00f4ng ph\u1ea3i gi\u00e1 tr\u1ecb c\u1ee7a c\u00e1c giao d\u1ecbch \u0111\u00f3) m\u00e0 ch\u1ec9 l\u00e0 t\u1ef7 l\u1ec7 ph\u1ed5 bi\u1ebfn. \u0110\u00f3 l\u00e0 t\u1ef7 l\u1ec7 \u0111\u00e3 giao d\u1ecbch \u00edt nh\u1ea5t m\u1ed9t l\u1ea7n trong ba th\u00e1ng qua b\u1eb1ng c\u00e1ch s\u1eed d\u1ee5ng ph\u01b0\u01a1ng ph\u00e1p \u0111\u00e3 n\u00eau. R\u1ea5t d\u1ec5 d\u00e0ng \u0111\u1ec3 c\u01b0\u1eddng \u0111i\u1ec7u h\u00f3a thanh to\u00e1n \u0111i\u1ec7n t\u1eed v\u00e0 v\u00ed di \u0111\u1ed9ng b\u1eb1ng c\u00e1ch tr\u00edch d\u1eabn d\u1eef li\u1ec7u sai. \u0110i\u1ec3n h\u00ecnh l\u00e0 c\u00e1c ti\u00eau \u0111\u1ec1 sai t\u1eeb m\u1ed9t b\u00e1o c\u00e1o t\u01b0 v\u1ea5n qu\u1ea3n l\u00fd tuy\u00ean b\u1ed1 r\u1eb1ng 60% d\u00e2n s\u1ed1 Vi\u1ec7t Nam s\u1eed d\u1ee5ng thanh to\u00e1n di \u0111\u1ed9ng, r\u00f5 r\u00e0ng \u0111\u00e2y l\u00e0 m\u1ed9t \u0111i\u1ec1u vi\u1ec3n v\u00f4ng, nh\u1eb1m th\u00fac \u0111\u1ea9y th\u00eam s\u1ef1 thi\u1ebfu hi\u1ec3u bi\u1ebft v\u00e0 c\u01b0\u1eddng \u0111i\u1ec7u th\u00f4ng tin sai l\u1ec7ch.<\/p>\n<p>Nhi\u1ec1u ng\u01b0\u1eddi d\u00f9ng v\u00ed di \u0111\u1ed9ng c\u0169ng s\u1eed d\u1ee5ng \u1ee9ng d\u1ee5ng di \u0111\u1ed9ng c\u1ee7a ng\u00e2n h\u00e0ng (ho\u1eb7c ng\u01b0\u1ee3c l\u1ea1i). Ng\u01b0\u1eddi d\u00f9ng thanh to\u00e1n \u0111i\u1ec7n t\u1eed th\u01b0\u1eddng l\u00e0 nh\u1eefng nh\u00e2n vi\u00ean v\u0103n ph\u00f2ng tr\u1ebb tu\u1ed5i, c\u00f3 thu nh\u1eadp cao. H\u1ecd ch\u1ee7 y\u1ebfu ban \u0111\u1ea7u s\u1eed d\u1ee5ng do c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh khuy\u1ebfn m\u1ea1i ho\u00e0n ti\u1ec1n ho\u1eb7c gi\u1ea3m gi\u00e1; nh\u01b0 l\u00e0 ho\u00e0n ti\u1ec1n 200.000 \u0111\u1ed3ng tr\u00ean h\u00f3a \u0111\u01a1n \u0111i\u1ec7n ho\u1eb7c gi\u1ea3m gi\u00e1 20% cho m\u00f3n tr\u00e0 s\u1ee7i b\u1ecdt m\u00e0 h\u1ecd y\u00eau th\u00edch.<\/p>\n<p>C\u00e1c giao d\u1ecbch h\u00e0ng \u0111\u1ea7u \u1edf \u1ee9ng d\u1ee5ng di \u0111\u1ed9ng c\u1ee7a ng\u00e2n h\u00e0ng l\u00e0 \u0111\u1ec3 chuy\u1ec3n ti\u1ec1n, n\u1ea1p ti\u1ec1n t\u00edn d\u1ee5ng di \u0111\u1ed9ng tr\u1ea3 sau v\u00e0 thanh to\u00e1n h\u00f3a \u0111\u01a1n ti\u1ec7n \u00edch. Trong khi c\u00e1c giao d\u1ecbch v\u00ed \u0111i\u1ec7n t\u1eed di \u0111\u1ed9ng h\u00e0ng \u0111\u1ea7u ch\u1ee7 y\u1ebfu l\u00e0 \u0111\u1ec3 giao \u0111\u1ed3 \u0103n v\u00e0 th\u1ee9c u\u1ed1ng v\u00e0 n\u1ea1p ti\u1ec1n t\u00edn d\u1ee5ng di \u0111\u1ed9ng tr\u1ea3 sau.<\/p>\n<p style=\"text-align: center;\"><a class=\"wp-block-button__link has-background\" style=\"background-color: #a6cc17;\" href=\"https:\/\/www.cimigo.com\/en\/research-reports\/vietnam-e-payments-e-wallet-and-the-future-of-payments\/\" target=\"_blank\" rel=\"noopener noreferrer\">T\u1ea3i b\u00e1o c\u00e1o t\u1ea1i \u0111\u00e2y<\/a><\/p>\n<h2><strong>Tr\u1ea3i nghi\u1ec7m ng\u01b0\u1eddi d\u00f9ng (UX) v\u1edbi thanh to\u00e1n \u0111i\u1ec7n t\u1eed v\u00e0 v\u00ed di \u0111\u1ed9ng t\u1ea1i Vi\u1ec7t Nam<\/strong><\/h2>\n<p>Nh\u1eadn th\u1ee9c \u0111\u1ed1i v\u1edbi thanh to\u00e1n \u0111i\u1ec7n t\u1eed c\u00f3 m\u1ed9t s\u1ef1 t\u00e1ch bi\u1ec7t r\u1ea5t r\u00f5 r\u00e0ng. Thanh to\u00e1n \u0111i\u1ec7n t\u1eed v\u00e0 v\u00ed di \u0111\u1ed9ng \u0111\u01b0\u1ee3c \u0111\u00e1nh gi\u00e1 l\u00e0 nhanh ch\u00f3ng, \u0111\u01a1n gi\u1ea3n v\u00e0 r\u1ebb. Tr\u00e1i ng\u01b0\u1ee3c v\u1edbi \u0111i\u1ec1u \u0111\u00f3, th\u1ebb ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c cho l\u00e0 c\u00f3 danh ti\u1ebfng t\u1ed1t, m\u1ea1ng l\u01b0\u1edbi l\u1edbn v\u00e0 h\u1ec7 th\u1ed1ng an to\u00e0n \u1ed5n \u0111\u1ecbnh.<\/p>\n<p><strong><a href=\"https:\/\/www.cimigo.com\/wp-content\/uploads\/2020\/06\/Vietnam-e-payment-correspondence-map-of-associations-04-11-2019.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-10764 size-large\" src=\"https:\/\/www.cimigo.com\/wp-content\/uploads\/2020\/06\/Vietnam-e-payment-correspondence-map-of-associations-04-11-2019-1024x575.jpg\" alt=\"v\u00ed \u0111i\u1ec7n t\u1eed \u1edf Vi\u1ec7t nam 2019 \" width=\"1024\" height=\"575\" \/><\/a><\/strong><\/p>\n<h2><strong>Th\u00e0nh c\u00f4ng s\u1edbm c\u1ee7a v\u00ed di \u0111\u1ed9ng t\u1ea1i Vi\u1ec7t Nam<\/strong><\/h2>\n<p>V\u00ed \u0111i\u1ec7n t\u1eed di \u0111\u1ed9ng ph\u1ee5 thu\u1ed9c v\u00e0o c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh khuy\u1ebfn m\u00e3i \u0111\u1ec3 th\u00fac \u0111\u1ea9y kh\u1ed1i l\u01b0\u1ee3ng giao d\u1ecbch, kh\u00eda c\u1ea1nh h\u00e0i l\u00f2ng nh\u1ea5t m\u00e0 ng\u01b0\u1eddi d\u00f9ng v\u00ed \u0111i\u1ec7n t\u1eed tr\u1ea3i nghi\u1ec7m l\u00e0 quy tr\u00ecnh \u0111\u01a1n gi\u1ea3n v\u00e0 sau \u0111\u00f3 l\u00e0 c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh khuy\u1ebfn m\u00e3i. V\u00ed \u0111i\u1ec7n t\u1eed tr\u00ean thi\u1ebft b\u1ecb di \u0111\u1ed9ng l\u00e0 ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n c\u00f3 \u0111i\u1ec3m h\u00e0i l\u00f2ng c\u1ee7a kh\u00e1ch h\u00e0ng cao nh\u1ea5t khi n\u00f3i \u0111\u1ebfn \u0111\u1ec1 xu\u1ea5t (kh\u1ea3 n\u0103ng \u0111\u01b0\u1ee3c ng\u01b0\u1eddi d\u00f9ng \u0111\u1ec1 xu\u1ea5t cho ng\u01b0\u1eddi kh\u00e1c), so v\u1edbi t\u1ea5t c\u1ea3 c\u00e1c ph\u01b0\u01a1ng th\u1ee9c kh\u00e1c.<\/p>\n<p>7 trong 10 ng\u01b0\u1eddi d\u00f9ng v\u00ed \u0111i\u1ec7n t\u1eed di \u0111\u1ed9ng n\u1ea1p ti\u1ec1n tr\u1ef1c ti\u1ebfp t\u1eeb t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng c\u1ee7a h\u1ecd v\u1edbi m\u1ee9c trung b\u00ecnh l\u00e0 1.000.000 \u0111\u1ed3ng. Momo l\u00e0 v\u00ed \u0111i\u1ec7n t\u1eed di \u0111\u1ed9ng n\u1ed5i b\u1eadt nh\u1ea5t cho \u0111\u1ebfn nay, c\u1ee9 10 ng\u01b0\u1eddi ti\u00eau d\u00f9ng th\u00ec c\u00f3 9 ng\u01b0\u1eddi s\u1ebd nh\u1eafc \u0111\u1ebfn Momo \u0111\u1ea7u ti\u00ean khi \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u k\u1ec3 t\u00ean c\u00e1c th\u01b0\u01a1ng hi\u1ec7u v\u00ed \u0111i\u1ec7n t\u1eed di \u0111\u1ed9ng. Momo \u0111\u1ea1t t\u1ef7 l\u1ec7 s\u1eed d\u1ee5ng cao nh\u1ea5t v\u1edbi 3\/4 ng\u01b0\u1eddi d\u00f9ng v\u00ed \u0111i\u1ec7n t\u1eed di \u0111\u1ed9ng. C\u00e1c b\u00e1o c\u00e1o cho th\u1ea5y ng\u01b0\u1eddi d\u00f9ng s\u1eed d\u1ee5ng Momo nhi\u1ec1u nh\u1ea5t, ti\u1ebfp \u0111\u00f3 l\u00e0 Zalo Pay, VT Pay, Grab Pay (Moca) v\u00e0 AirPay.<\/p>\n<p>So v\u1edbi c\u00e1c ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n kh\u00e1c, v\u00ed \u0111i\u1ec7n t\u1eed di \u0111\u1ed9ng c\u00f3 l\u1ee3i th\u1ebf v\u1ec1 t\u00ednh d\u1ec5 d\u00e0ng, t\u1ed1c \u0111\u1ed9, ph\u1ea7n th\u01b0\u1edfng, khuy\u1ebfn m\u00e3i v\u00e0 chi ph\u00ed th\u1ea5p. H\u1ecd c\u00f3 tr\u1ea3i nghi\u1ec7m ng\u01b0\u1eddi d\u00f9ng m\u1ea1nh m\u1ebd v\u00e0 \u0111i\u1ec3m h\u00e0i l\u00f2ng c\u1ee7a kh\u00e1ch h\u00e0ng cao. Trong khi c\u00e1c \u1ee9ng d\u1ee5ng di \u0111\u1ed9ng c\u1ee7a ng\u00e2n h\u00e0ng cung c\u1ea5p tr\u1ea3i nghi\u1ec7m ng\u01b0\u1eddi d\u00f9ng t\u1ed1t, ch\u00fang l\u1ea1i thi\u1ebfu \u0111i ph\u1ea7n th\u01b0\u1edfng, khuy\u1ebfn m\u1ea1i v\u00e0 mang ti\u1ebfng r\u1ea5t t\u1ec7 v\u1ec1 kho\u1ea3n d\u1ecbch v\u1ee5 ch\u0103m s\u00f3c kh\u00e1ch h\u00e0ng.<\/p>\n<p>C\u00e1c nh\u00e0 cung c\u1ea5p v\u00ed \u0111i\u1ec7n t\u1eed di \u0111\u1ed9ng v\u1eabn ph\u1ea3i \u0111\u1ed1i m\u1eb7t v\u1edbi c\u00e1c r\u00e0o c\u1ea3n c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc v\u1ec1 vi\u1ec7c kh\u00f4ng th\u1ec3 cung c\u1ea5p l\u00e3i su\u1ea5t c\u0169ng nh\u01b0 t\u00edn d\u1ee5ng. C\u1ed9ng th\u00eam s\u1ef1 c\u1ea7n thi\u1ebft ph\u1ea3i li\u00ean k\u1ebft v\u1edbi m\u1ed9t t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng (c\u00e1c nh\u00e0 cung c\u1ea5p b\u1ecb c\u1ea5m c\u1ea5p nhi\u1ec1u h\u01a1n m\u1ed9t v\u00ed cho c\u00f9ng m\u1ed9t t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng).<\/p>\n<h2><strong>T\u01b0\u01a1ng lai c\u1ee7a v\u00ed \u0111i\u1ec7n t\u1eed v\u00e0 v\u00ed di \u0111\u1ed9ng t\u1ea1i Vi\u1ec7t Nam<\/strong><\/h2>\n<p>So v\u1edbi c\u00e1c \u1ee9ng d\u1ee5ng di \u0111\u1ed9ng c\u1ee7a ng\u00e2n h\u00e0ng, v\u00ed \u0111i\u1ec7n t\u1eed di \u0111\u1ed9ng c\u00f3 m\u1ee9c \u0111\u1ed9 t\u1eadp trung v\u00e0o ng\u01b0\u1eddi ti\u00eau d\u00f9ng nhi\u1ec1u h\u01a1n v\u00e0 v\u01b0\u1ee3t tr\u1ed9i so v\u1edbi ng\u00e2n h\u00e0ng. Suy cho c\u00f9ng, ch\u00fang c\u00f3 th\u1ec3 cung c\u1ea5p \u0111\u1ebfn s\u1ef1 ph\u00e2n ph\u1ed1i r\u1ea5t t\u1ed1t (v\u00e0 c\u00e1c k\u00eanh ti\u1ebfp th\u1ecb) cho m\u1ed9t lo\u1ea1t c\u00e1c d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh. Tuy nhi\u00ean, n\u1ebfu c\u00e1c ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 t\u0103ng c\u01b0\u1eddng l\u1ea5y kh\u00e1ch h\u00e0ng l\u00e0m trung t\u00e2m, v\u00ed \u0111i\u1ec7n t\u1eed di \u0111\u1ed9ng c\u00f3 th\u1ec3 ph\u1ea3i v\u1eadt l\u1ed9n \u0111\u1ec3 c\u00f3 m\u1ed9t vai tr\u00f2 l\u1edbn trong vi\u1ec7c thanh to\u00e1n c\u1ee7a ng\u01b0\u1eddi ti\u00eau d\u00f9ng. Momo \u0111ang d\u1eabn \u0111\u1ea7u th\u1ecb tr\u01b0\u1eddng hi\u1ec7n nay, nh\u01b0ng ph\u1ea3i \u0111\u1ed1i m\u1eb7t v\u1edbi s\u1ef1 c\u1ea1nh tranh ng\u00e0y c\u00e0ng gia t\u0103ng \u0111\u1ed1i v\u1edbi khung m\u00e0n h\u00ecnh \u0111i\u1ec7n tho\u1ea1i th\u00f4ng minh (screen estate), \u0111\u1ed9 b\u1ec1n v\u00e0 \u00fd ngh\u0129a theo th\u1eddi gian trong cu\u1ed9c s\u1ed1ng c\u1ee7a ng\u01b0\u1eddi ti\u00eau d\u00f9ng.<\/p>\n<p>Zalo l\u00e0 \u1ee9ng d\u1ee5ng nh\u1eafn tin nhanh h\u00e0ng \u0111\u1ea7u t\u1ea1i Vi\u1ec7t Nam nh\u01b0ng \u0111\u00e3 kh\u00f4ng t\u1eadn d\u1ee5ng \u0111\u01b0\u1ee3c ph\u1ea1m vi ti\u1ebfp c\u1eadn n\u00e0y v\u00e0 \u0111\u1ebfn nay v\u1eabn ch\u01b0a t\u00edch h\u1ee3p Zalo Pay m\u1ed9t c\u00e1ch hi\u1ec7u qu\u1ea3. Tencent (WeChat) l\u00e0 m\u1ed9t c\u1ed5 \u0111\u00f4ng, v\u1edbi tham v\u1ecdng t\u00e1i t\u1ea1o h\u1ec7 sinh th\u00e1i si\u00eau \u1ee9ng d\u1ee5ng WeChat v\u00e0 s\u1ef1 thanh to\u00e1n ph\u1ea3i lu\u00f4n s\u1eb5n s\u00e0ng trong c\u00e1c cu\u1ed9c tr\u00f2 chuy\u1ec7n t\u1ea1i ph\u00f2ng h\u1ecdp. Grab Pay c\u1ee7a Moca ti\u1ebfp t\u1ee5c m\u1edf r\u1ed9ng vai tr\u00f2 c\u1ee7a m\u00ecnh trong \u0111\u1eddi s\u1ed1ng ng\u01b0\u1eddi ti\u00eau d\u00f9ng b\u1eb1ng c\u00e1ch v\u01b0\u01a1n ra ngo\u00e0i d\u1ecbch v\u1ee5 g\u1ecdi xe; lan sang c\u1ea3 th\u1ee9c \u0103n v\u00e0 thanh to\u00e1n. Gi\u1ed1ng nh\u01b0 Zalo Pay, Grab Pay l\u00e0 \u0111\u1ed1i th\u1ee7 t\u1ea1o ra m\u1ed9t si\u00eau \u1ee9ng d\u1ee5ng m\u00e0 ch\u00fang ta kh\u00f4ng th\u1ec3 thi\u1ebfu.<\/p>\n<h2><strong>Ch\u1ec9 c\u00f3 ng\u01b0\u1eddi ti\u00eau d\u00f9ng Vi\u1ec7t Nam chi\u1ebfn th\u1eafng trong ng\u1eafn h\u1ea1n<\/strong><\/h2>\n<p><a href=\"https:\/\/www.cimigo.com\/wp-content\/uploads\/2020\/06\/Apple-Card-weekly-spending-screen-03252019.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft wp-image-10767 size-thumbnail\" src=\"https:\/\/www.cimigo.com\/wp-content\/uploads\/2020\/06\/Apple-Card-weekly-spending-screen-03252019-150x150.jpg\" alt=\"th\u1ebb apple \" width=\"150\" height=\"150\" \/><\/a><\/p>\n<p>M\u1ed9t lo\u1ea1t c\u00e1c \u0111\u1ed1i th\u1ee7 c\u1ea1nh tranh qu\u1ed1c t\u1ebf v\u00e0 trong n\u01b0\u1edbc t\u1eeb Apple, Facebook, Visa, GoViet, B\u1ea3o Vi\u1ec7t v\u00e0 VIMO s\u1ebd tham gia cu\u1ed9c chi\u1ebfn v\u00e0 t\u00ecm c\u00e1ch gi\u00e0nh v\u1ecb tr\u00ed th\u1ed1ng tr\u1ecb trong l\u0129nh v\u1ef1c thanh to\u00e1n \u0111i\u1ec7n t\u1eed h\u1ed7 tr\u1ee3 di \u0111\u1ed9ng. Tr\u1eadn chi\u1ebfn s\u1ebd k\u00e9o d\u00e0i v\u00e0 c\u00e1c kho\u1ea3n \u0111\u1ea7u t\u01b0 s\u1ebd b\u1ecb thi\u1ec7t h\u1ea1i \u0111\u00e1ng k\u1ec3. Gi\u1ed1ng nh\u01b0 c\u00e1c n\u1ec1n t\u1ea3ng mua s\u1eafm tr\u1ef1c tuy\u1ebfn c\u1ee7a Vi\u1ec7t Nam, ch\u1eebng n\u00e0o cho t\u1edbi khi k\u1ebb th\u1ed1ng tr\u1ecb c\u00f3 th\u1ec3 tho\u1ea3i m\u00e1i t\u0103ng ph\u00ed v\u00e0 ng\u1eebng tr\u1ee3 c\u1ea5p giao d\u1ecbch, khi \u0111\u00f3 ng\u01b0\u1eddi chi\u1ebfn th\u1eafng duy nh\u1ea5t v\u1eabn s\u1ebd l\u00e0 ng\u01b0\u1eddi ti\u00eau d\u00f9ng.<\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center;\"><a class=\"wp-block-button__link has-background\" style=\"background-color: #a6cc17;\" href=\"https:\/\/www.cimigo.com\/en\/research-reports\/vietnam-e-payments-e-wallet-and-the-future-of-payments\/\" target=\"_blank\" rel=\"noopener noreferrer\">T\u1ea3i b\u00e1o c\u00e1o t\u1ea1i \u0111\u00e2y<\/a><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Cimigo \u0111\u00e3 t\u00ecm hi\u1ec3u h\u00e0nh vi c\u1ee7a ng\u01b0\u1eddi ti\u00eau d\u00f9ng Vi\u1ec7t Nam \u0111\u1ed1i v\u1edbi thanh to\u00e1n \u0111i\u1ec7n t\u1eed v\u00e0 v\u00ed di \u0111\u1ed9ng c\u0169ng nh\u01b0 t\u01b0\u01a1ng lai c\u1ee7a thanh to\u00e1n t\u1ea1i Vi\u1ec7t Nam. Th\u1ecb tr\u01b0\u1eddng thanh to\u00e1n \u0111i\u1ec7n t\u1eed v\u00e0 v\u00ed di \u0111\u1ed9ng m\u1edbi ra \u0111\u1eddi \u0111\u00e3 thu h\u00fat r\u1ea5t nhi\u1ec1u \u0111\u1ed1i th\u1ee7 c\u1ea1nh tranh v\u00e0 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":17551,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[957],"tags":[1540,1132,1530,1048],"class_list":["post-14939","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nghien-cuu-thi-truong-viet-nam","tag-bao-cao-nghien-cuu-thi-truong-viet-nam","tag-cong-ty-nghien-cuu-thi-truong-viet-nam","tag-nghien-cuu-thi-truong","tag-nghien-cuu-thi-truong-ban-le-viet-nam"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.7 (Yoast SEO v26.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>V\u00ed \u0111i\u1ec7n t\u1eed v\u00e0 ti\u1ec1m n\u0103ng tr\u00ean m\u1ee9c t\u01b0\u1edfng t\u01b0\u1ee3ng c\u1ee7a n\u00f3 | Cimigo Vi\u1ec7t Nam<\/title>\n<meta name=\"description\" content=\"Th\u1ecb tr\u01b0\u1eddng thanh to\u00e1n \u0111i\u1ec7n t\u1eed v\u00e0 v\u00ed di \u0111\u1ed9ng m\u1edbi ra \u0111\u1eddi \u0111\u00e3 thu h\u00fat r\u1ea5t nhi\u1ec1u \u0111\u1ed1i th\u1ee7 c\u1ea1nh tranh. M\u1edbi \u0111\u00e2y, c\u00e1c ng\u00e2n h\u00e0ng l\u1ea7n l\u01b0\u1ee3t \u2026\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.cimigo.com\/vi\/trends\/thanh-toan-dien-tu-va-vi-di-dong-tai-viet-nam\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Thanh to\u00e1n \u0111i\u1ec7n t\u1eed v\u00e0 v\u00ed di \u0111\u1ed9ng t\u1ea1i Vi\u1ec7t Nam\" \/>\n<meta property=\"og:description\" content=\"Th\u1ecb tr\u01b0\u1eddng thanh to\u00e1n \u0111i\u1ec7n t\u1eed v\u00e0 v\u00ed di \u0111\u1ed9ng m\u1edbi ra \u0111\u1eddi \u0111\u00e3 thu h\u00fat r\u1ea5t nhi\u1ec1u \u0111\u1ed1i th\u1ee7 c\u1ea1nh tranh. 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